See how pooled dividends work
This sandbox is pre-loaded with a sample community trust holding real estate, equities, bonds, and cash. Adjust the membership size, edit any asset, and watch the equal monthly dividend recalculate live. Nothing is saved — refresh anytime to start over.
Step 1
Pooled Assets
The community trust's holdings. Edit values or yields to model your own.
Real Estate
Real Estate
Equities
Bonds
Cash
Allocation
Asset mix by category
Hover or tap a slice to focus a category. Save snapshots to compare your current mix against a prior scenario.
How the math works
Where each blended yield comes from
Tap a category to see the exact rows, weighted-average formula, and how the portfolio yield flows into distributable cash.
The formula
For each category, the donut shows a value-weighted blended yield:
blended yield = Σ (asset value × asset yield) ÷ Σ (asset value)Larger holdings pull the category yield toward their own yield. A 4% yield on $400k weighs four times as much as a 4% yield on $100k.
From category yields → distributable cash
- Portfolio gross yield (value-weighted across all categories)5.10% · $43,060
- − Trustee fee (1.00% of gross income)−$431
- Net income$42,629
- − Reinvested (20% of net)−$8,526
- Annual distributable to members$34,104
Assumptions: yields are projected annual figures you set per asset. Trustee fee and reinvestment percentage come from Step 2 controls. Real returns vary — this is an educational projection, not advice.
Step 2
Membership & Distribution Rules
Educational simulator · Not legal, tax, or investment advice