2026 Wealth Cliff has arrived. TCJA provisions sunset. Estate exclusion ≈ $7,000,000.

Open Strategy Vault

Zentru Companion

Every Zentru feature, walked through.

Companion to zentru.lovable.app. For each feature: what it does, what you click, what Zentru does in response, wait times, regulatory hurdles, confirmed solutions, and citations.

Pro tier · /dashboard → Family Bank

Family Bank — Insurance-Funded Lending Desk

Turn a trust-owned permanent life policy into a tax-advantaged reservoir that lends to family members at the Applicable Federal Rate.

Pro tier · /dashboard → Crummey Ledger

Crummey Service — Automated Beneficiary Notices

Generate IRS-ready Crummey notices, capture e-signature acknowledgments, and seal each tax year into the Tax Compliance Vault.

Pro tier · /dashboard → Board Room

Board Room — 2-of-3 Multi-Sig

Coming soon — outline below. Full walkthrough with IRS / statute citations.

Pro tier · /dashboard → Asset Depot

Asset Depot — Provenance & Human-Capital Log

Coming soon — outline below. Full walkthrough with IRS / statute citations.

Pro tier · /dashboard → Triggers

Value Triggers — Activity-Based Payouts

Coming soon — outline below. Full walkthrough with IRS / statute citations.

Lite tier · Drafting Wizard → Step 03

Silent Trust under WV §44D-8-813(d)

Coming soon — outline below. Full walkthrough with IRS / statute citations.

Lite tier · Drafting Wizard → Step 06

Stellar Multi-Sig Activation

Coming soon — outline below. Full walkthrough with IRS / statute citations.

Lite tier · /wizard

Document Wizard — Trust Deed & DR Form

Coming soon — outline below. Full walkthrough with IRS / statute citations.

Lite tier · /wizard → Step 05

Attorney Review Workflow

Coming soon — outline below. Full walkthrough with IRS / statute citations.

Lite tier · /pricing

Pricing Tiers — Lite / Thrift / Pro

Coming soon — outline below. Full walkthrough with IRS / statute citations.